CFO Squad · your personal chief financial officer

See the number before it becomes a problem.

Cash flow, margins and forecasts, read from your books every day and explained in plain English.

Book a demo
  • Reads your books daily
  • Rolling cash forecast
  • A brief every Monday
cfo-squad — finance brief

Finance brief · Monday

Xero · bank feeds · payroll connected

Cash today
$184,300
▲ $12,100 on last week
Owed to you, 60+ days
$23,400
2 customers
Gross margin, this month
21.4%
▼ 1.8 pts vs target 23%
Closing cash, next 8 weeks$000s
W1W2W3W4W5W6W7W8
  • Needs a decisionWeek 6 dips to $76k — payroll and the quarterly BAS land together. Chase the two 60-day debtors, or move a supplier run to week 7.
  • WatchingMargin is under target on two jobs where materials ran over. Details are in the job report.

Sample brief with demo data

Plugs into your stack

Reads the books you already keep.

Connects to: Xero, MYOB, Bank feeds, Payroll, Google Ads spend, Meta spend.

How it works

From your books to a decision, every week.

  1. 01

    Connect the books

    Xero or MYOB, bank feeds and payroll.

  2. 02

    Watch the position

    Cash, debtors and margin, kept current.

  3. 03

    Look ahead

    A rolling forecast that spots the tight week early.

  4. 04You sign off

    Brief you

    Every Monday: what changed and what needs a decision.

Who does what

It watches the numbers. You make the calls.

The agent

  • Reconciles and categorises daily
  • Forecasts cash weeks ahead
  • Flags late debtors and slipping margins

You

  • Set the thresholds that matter
  • Approve every payment
  • Decide spending, hiring and pricing

Your accountant

  • Tax, BAS and compliance
  • Year-end accounts and advice

How the squads sync

The squad that reads every other squad's numbers.

  1. Connect · Your systems

    • Xero

  2. Remember · The shared layer

    • Your rules
    • Your history

  3. Work · The squads

    • CFO Squad

  4. Deliver · What reaches you

    • Finance brief

CFO Squadyour personal CFO

Reads your books every day, flags the week that dips under your buffer, and puts a margin next to every other squad's numbers.

FAQs

Straight answers.

Does it replace my accountant?

No. It keeps you across your numbers day to day and tells you what they mean. Tax, BAS, compliance, year-end and advice stay with your accountant, who'll find your books in better shape.

Is this financial advice?

No. It reports on and forecasts from your own records, so you make decisions with the facts in front of you. For advice, talk to your accountant or a licensed financial adviser.

Which accounting systems does it work with?

Xero and MYOB, with your bank feeds and payroll. Bring whatever you run on and we'll map it on the demo.

Can it pay bills or move money?

Nothing moves money without your approval. It watches, forecasts and flags; every payment and every decision stays with you.

What does it cost?

A fixed monthly fee, plus a one-off setup to connect your books. Both are scoped on the demo.

See your numbers the way a CFO would.

Book a demo and we'll walk through your numbers: what's healthy, what's at risk, and what to decide first.